The smarter way to borrow money

Use the value in your property to secure a flexible loan for those larger expenses.

A Secta Finance Plan enables homeowners to spread the cost of larger expenses over many years in a simple and affordable way.

We have a number of products to choose from:

Secta Flexiloan

Smart, flexible, affordable
Operates like a secured overdraft, enabling you to draw funds flexibly when you need them


Borrow from £25,000 to £1m

Only pay for the funds you use

Rates starting from 3.95%

80% loan to property value

Repayment term from 5 to 35 years

No early repayment fees

Secta Advance Loan

Smart, simple, affordable
The full amount of the secured loan is advanced upfront


Borrow from £15,000 to £1m

Affordable monthy repayments

Rates starting from 3.85%

100% loan to property value

Repayment term from 5 to 35 years

No early repayment fees

Mortgages

We can find your perfect mortgage


The right product
First time buyers, purchases, remortgages on both residential and buy-to-let.

Whole of market
We search thousands of products from over 90 UK lenders

Rates starting from 0.94%

Our panel of lenders

Our panel of lenders represent some of the most established financial institutions in the sector, meaning we are able to offer broad range of finance solutions to parents across the length and breadth of the country.