Advantages of a secured loan


As secured loans are safer for lenders, they are able to offer:

Larger loans
Longer repayment terms
(up to 30 years)
Lower
interest rates

A Secta homeowner loan vs a remortgage

A Secta Homeowner Loan is designed to sit alongside your existing mortgage to provide simple, affordable finance. A Secta Flexiloan offers a key advantage over a remortgage in that you only pay interest on the amount you actually drawdown.

However, for some people, a remortgage may be worth considering. We are authorised by the FCA to give professional and impartial advice. We will consider the best option for you (including a remortgage) before making a recommendation.

If a remortgage is the best option for you, our team of experts can search the whole of market to find you the the best product and rate available.

For further details of our homeowner loans