How the Secta Flexiloan works


Once your Secta Flexiloan is approved you can drawdown funds immediately.


Drawdown additional funds when required.


Your minimum monthly repayments will be taken by direct debit.


Make additional payments at any time without early repayment charges.


After the flexible 5 year period, the balance converts into a standard term loan.

Secta Flexiplan Features

Borrow from £25,000 up
to £1,000,000

Interest rates
from 3.95%

No early repayment

Up to 80% loan to
value (LTV)

Terms up to
30 years

Fixed or variable rates

Only pay interest
on the amount you draw

Flexiloan calculator

Drawdown when required

You are in control and can access your Secta Flexiloan at any time. Subject to your minimum monthly repayment, you can increase or reduce your monthly repayments to suit you.

  • Repayment terms from 5 years to 30 years
  • Fixed or variable interest rates starting from 3.95%
  • Flexible or fixed monthly repayments
  • No early repayment fees